Retirement Insights for May 2024

May 15, 2024 | By Steven DiGregorio

Perhaps the feelings that we experience when we are in love represent a normal state. Being in love shows a person who he should be. -Anton Chekhov Investing Your Beliefs Often, investing is not merely a financial venture but a reflection of one’s beliefs and values. The choices made in investments can deeply resonate with personal […] READ MORE


Retire Early

Tools to Maximize Social Security

February 28, 2022 | By Steven DiGregorio

Deciding when to collect Social Security benefits is a big decision that can have a lasting impact on your standard of living in retirement, especially if you didn’t save enough on your own. According to the Social Security Administration, Social Security benefits represent 30% of retirement income for the elderly.  Making this decision is a […] READ MORE


“Backdoor” Roth IRAs – What You Didn’t Know

June 30, 2021 | By Steven DiGregorio

Want to put money into a Roth IRA but earn too much? Use the “backdoor” Roth IRA strategy.   Unlike traditional IRAs, Roth IRAs have an income threshold. The ability to make a direct contribution to a Roth IRA phases out for single filers with an adjusted gross income between $125,000 and $140,000, for 2021. […] READ MORE


Retirement Planning Solutions for Women

January 27, 2020 | By Steven DiGregorio

Saving for retirement isn’t easy in ordinary circumstances. But with wage growth near non-existent and underemployment ridiculously high it becomes challenging for most and even harder for most women. According to a recent study, only 62 percent of women said they were saving for retirement, just 15 percent said they were saving enough and 22 percent […] READ MORE


Successful Retirement Planning Strategies For Women

September 27, 2018 | By Steven DiGregorio

Everyone faces similar challenges in planning for their long-term financial goals, such as a successful retirement. But women seem to have a few unique obstacles to overcome. Fortunately, through a well conceived financial plan and implementing a solid strategy, women can alleviate those obstacles: Longer life expectancies – Women on average live seven years longer […] READ MORE


Saavy Women Master Financial Security

April 22, 2018 | By Steven DiGregorio

Women now comprise nearly half of the U.S. workforce, and they now earn a higher percentage of the bachelor’s and master’s degrees compared to men. So how come women’s average retirement plan balances are just 60 percent of men’s average balances?  No, it’s not because there was just a great shoe sale! CONTRIBUTING FACTORS Several […] READ MORE


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