Tag: beneficiaries

Married Men Take Social Security Benefits Too Early

July 19, 2010 | By Steven DiGregorio

 Most people typically begin to receive Social Security (SS) benefits between ages 62 and 70.  The most common scenario involves a married couple where the husband is both older and the higher income earner.  Once payments begin, they will continue until the end of the surviving spouse’s life.  In these cases, the couple would be benefited by […] READ MORE

Be Tax Smart with Retirement Accounts During Divorce

July 16, 2010 | By Steven DiGregorio

Getting divorced is a major financial transaction not to be taken lightly. As such, it can have serious tax implications, including some pitfalls you’ll want to avoid. This is especially true when it comes to splitting up tax-favored retirement accounts between you and your soon-to-be ex. You’ll need to plan ahead to make sure the […] READ MORE

401(k) Beneficiary Rules You Should Know

May 19, 2010 | By Steven DiGregorio

Most investors worry about whether they will outlive their savings and haven’t given enough thought to the opposite scenario.  This can be a big mistake because there are inheritance rules that may require your account to be distributed in a way that you didn’t foresee. So for starters, confirm who is listed as the beneficiary […] READ MORE