Saving for retirement isn’t easy in ordinary circumstances. But with wage growth near non-existent and underemployment ridiculously high it becomes challenging for most and even harder for most women. According to a recent study, only 62 percent of women said they were saving for retirement, just 15 percent said they were saving enough and 22 percent […] READ MORE
Make Your Tax Refund Work for You How will you spend your tax refund? Every year we scramble to get our taxes filed with the IRS, no one wants to pay penalties or give Uncle Sam cause to audit our taxes. After the 15th of April most either have received or happily begin thinking […] READ MORE
Defining your Goals Are you thinking about re-evaluating your financial habits for the New Year? You’re not alone. New Year’s resolutions after all are a fancy, delicate way of saying you need to start making changes in your life. The changes can vary from eating habits to spending habits, but they all have one […] READ MORE
We all know enough to pay our bills on time and carry as little debt as possible, and most of the time, that is all that matters in your credit score. Yet other, smaller factors that many people aren’t aware of can cause your score to suffer. Small Unpaid Private Debts Many people pay their […] READ MORE
One of the smartest financial moves you can make now is to pay down your credit card debt. Credit card companies have always been notorious for high interest rates and fees. The passing of the 2010 Credit Reform Act then caused issuers to raise rates even further, though limiting some of the fees that were […] READ MORE