Three words. Elder Care Planning. Health Care and Your Retirement With people living so long these days, why haven’t financial planners been more focused on how to help clients who are planning for retirement specifically plan for longevity? The more sobering side of longevity, that is. Having worked for two major financial institutions for several […] READ MORE
Most people typically begin to receive Social Security (SS) benefits between ages 62 and 70. The most common scenario involves a married couple where the husband is both older and the higher income earner. Once payments begin, they will continue until the end of the surviving spouse’s life. In these cases, the couple would be benefited by […] READ MORE
Ask someone why he or she bought a long term care insurance policy and you will probably hear a story about family. Joyce Smith, 68, saw her mother develop Alzheimer’s and go into a nursing home, where she’s been for nine years. Her mom’s savings are completely drained, and she’s on Medicaid, the medical safety […] READ MORE