Tag: mutual funds

Five Big Mistakes Mutual-Fund Investors Make

March 29, 2018 | By Steven DiGregorio

So, you think you’ve got this investing game down, right? You got 6% of your paycheck going right into your company 401(k) plan, invested in mutual funds. The plan is allocated to your Target Retirement Year or horizon (Target Date Funds) and it’s Auto Re-balanced 4 times/year!  Easy, peasey! Well, yes. Investing in mutual funds […] READ MORE


To Rollover or Not to Rollover Your 401(k)

February 6, 2016 | By Steven DiGregorio

When leaving a job, take some time to evaluate the benefits of a 401(k) rollover.  The reasoning has to be sound, so let’s look at a few things to consider when evaluating the merits of rolling over 401(k) assets into an IRA. 1. Consolidation – Moving all of your 401(k) accounts at different former employers to […] READ MORE


6 things you should know about IRA contributions

April 7, 2015 | By Steven DiGregorio

Even though the new year has begun, it may not be too late to make a traditional IRA contribution for the last tax year — if you’ve not already done so. The contribution deadline is April 15. If you qualify for a deductible contribution, you can lower last year’s tax bill by taking action by then. […] READ MORE


6 Steps to Securing Your Retirement Portfolio

July 28, 2014 | By Steven DiGregorio

Few people reach retirement with perfectly allocated and optimized 401(k)s or IRAs. Only about 45 percent of all workers even have access to a workplace retirement plan at all, according to the Washington, D.C.-based Employee Benefit Research Institute. But if you do have one, chances are good you have more than one. The nature of the […] READ MORE


Increase Your Retirement Batting Average, Don’t Close Your Eyes!

June 5, 2014 | By Steven DiGregorio

If you don’t have an actual plan for how to achieve retirement successfully, you may just be “winging it”! Really?! How do you think that’s going to work out for you? It’s true that while many may participate in their company’s 401(k) plan or another workplace retirement plan, many workers don’t know what to invest […] READ MORE


Make Your 401(k) Retirement Plan Work For You

January 28, 2013 | By Steven DiGregorio

When it comes to saving for retirement and building a portfolio to last a lifetime, most Americans are way behind. More than 54% of Americans report that the total value of their household’s savings and investments is less than $25,000, according to the Employee Benefit Research Institute’s annual Retirement Confidence survey. What’s worse, 27% have […] READ MORE


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