Everyone faces similar challenges in planning for their long-term financial goals, such as a successful retirement. But women seem to have a few unique obstacles to overcome. Fortunately, through a well conceived financial plan and implementing a solid strategy, women can alleviate those obstacles: Longer life expectancies – Women on average live seven years longer […] READ MORE
Women now comprise nearly half of the U.S. workforce, and they now earn a higher percentage of the bachelor’s and master’s degrees compared to men. So how come women’s average retirement plan balances are just 60 percent of men’s average balances? No, it’s not because there was just a great shoe sale! CONTRIBUTING FACTORS Several […] READ MORE
Investing in Difficult Markets Everyone’s financial situation is different. What may be good advice for a 21-year-old likely is not be the best advice for a 65-year-old. Some investors may be willing to accept portfolio risk while others look for safety. While some may be able to muddle through, others may need a professional financial advisor to […] READ MORE
Few people reach retirement with perfectly allocated and optimized 401(k)s or IRAs. Only about 45 percent of all workers even have access to a workplace retirement plan at all, according to the Washington, D.C.-based Employee Benefit Research Institute. But if you do have one, chances are good you have more than one. The nature of the […] READ MORE
If you don’t have an actual plan for how to achieve retirement successfully, you may just be “winging it”! Really?! How do you think that’s going to work out for you? It’s true that while many may participate in their company’s 401(k) plan or another workplace retirement plan, many workers don’t know what to invest […] READ MORE
With stocks at multi-year highs, many people are thinking about getting back into the market. But before you run off to open up a brokerage account or start playing with your IRA/401(k), it’s important to remember that the stock market has plenty of risks along with those potential rewards. The good news is that investors who […] READ MORE