Tag: Retirement Planning

Retire Early

Tools to Maximize Social Security

February 28, 2022 | By Steven DiGregorio

Deciding when to collect Social Security benefits is a big decision that can have a lasting impact on your standard of living in retirement, especially if you didn’t save enough on your own. According to the Social Security Administration, Social Security benefits represent 30% of retirement income for the elderly.  Making this decision is a […] READ MORE


“Backdoor” Roth IRAs – What You Didn’t Know

June 30, 2021 | By Steven DiGregorio

Want to put money into a Roth IRA but earn too much? Use the “backdoor” Roth IRA strategy.   Unlike traditional IRAs, Roth IRAs have an income threshold. The ability to make a direct contribution to a Roth IRA phases out for single filers with an adjusted gross income between $125,000 and $140,000, for 2021. […] READ MORE


Suddenly Single? Start Fresh: Protect Finances

June 17, 2020 | By Steven DiGregorio

Losing a spouse through death or divorce can be emotionally devastating and is often a difficult time to make important life decisions. Yet it’s this very time that attention needs to be paid to important financial matters such as retirement assets, budgeting on a single income, appropriate insurance, or reviewing Social Security benefits.  Should you become […] READ MORE


Retirement Planning Solutions for Women

January 27, 2020 | By Steven DiGregorio

Saving for retirement isn’t easy in ordinary circumstances. But with wage growth near non-existent and underemployment ridiculously high it becomes challenging for most and even harder for most women. According to a recent study, only 62 percent of women said they were saving for retirement, just 15 percent said they were saving enough and 22 percent […] READ MORE


S&P 500 Nearly Makes History – Weekly Update

October 28, 2019 | By Steven DiGregorio

Another Hint of Progress in Trade Talks Friday, the Office of the U.S. Trade Representative stated that parts of a new trade deal with China were near completion. No specifics were given as of Friday’s close, but the USTR noted that negotiators had “made headway” on key issues. Analysts think both sides may cancel certain […] READ MORE


Nasdaq Composite, S&P 500 Rise – Weekly Update

October 21, 2019 | By Steven DiGregorio

The Week on Wall Street Earnings helped give the Nasdaq Composite and S&P 500 a slight lift last week, offsetting investor disappointment over the small scope of the preliminary U.S.-China trade deal reached on October 11. Blue chips took a small weekly loss. The Nasdaq and S&P respectively gained 0.40% and 0.54% on the week. […] READ MORE


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