Tag: Rollover

Make Your 401(k) Retirement Plan Work For You

January 28, 2013 | By Steven DiGregorio

When it comes to saving for retirement and building a portfolio to last a lifetime, most Americans are way behind. More than 54% of Americans report that the total value of their household’s savings and investments is less than $25,000, according to the Employee Benefit Research Institute’s annual Retirement Confidence survey. What’s worse, 27% have […] READ MORE


Tax-smart Strategies for Retirement Income Distribution

November 17, 2011 | By Steven DiGregorio

The first wave of baby-boomers turns 65 this year, and that means millions of new retirees will begin to switch from accumulating a nest egg to drawing income from it. If you’re a boomer, it’s time to start thinking about how you’ll convert decades of savings into a lifetime stream of income, which accounts to tap first and […] READ MORE


When It’s OK to Tap Your IRA

April 14, 2011 | By Steven DiGregorio

You’ve been saving diligently for your retirement, but now you need some of that cash to cover today’s expenses. Can you get to it without incurring Uncle Sam’s tax wrath? In some instances, the answer is yes. When you take money out of an individual retirement account before you reach age 59½, the Internal Revenue […] READ MORE


Retirement Success – Decoding the Mystery

April 5, 2011 | By Steven DiGregorio

Millions of Americans fear the unknown – Retirement. They fear not having enough money to live comfortably. They fear becoming dependent on their children because they cannot afford to make it on a fixed income. “Americans’ confidence in their ability to afford a comfortable retirement has plunged to a new low,” says the latest annual Retirement Confidence Survey […] READ MORE


Be Tax Smart with Retirement Accounts During Divorce

July 16, 2010 | By Steven DiGregorio

Getting divorced is a major financial transaction not to be taken lightly. As such, it can have serious tax implications, including some pitfalls you’ll want to avoid. This is especially true when it comes to splitting up tax-favored retirement accounts between you and your soon-to-be ex. You’ll need to plan ahead to make sure the […] READ MORE


The Road Trip Plan To Retirement

July 7, 2010 | By Steven DiGregorio

Most of us work hard all our lives to get to the endgame of retirement. But retirement isn’t the endgame any more, as if it ever was.  Retirement is just the beginning of another stage of life. With most retirements often lasting 25 or 30 years nowadays, financial experts are telling people to think of […] READ MORE


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